Take a look around, using an example company
Every screen here comes from a demo we built for Estride (example), using the products on estride.store. We put a few mistakes in the model on purpose, so you can see how Caiflo, and then an investor, picks them up. Prices and volumes are made up.
Build your model, check it, then share it
Start from a website
Give Caiflo your website and a few lines about the business. Caiflo looks into your market, drafts your products, prices, team, costs and funding, and tells you where each figure came from.
- Prefer to do it yourself? Answer questions or use the 11-step builder
- Every drafted number is kept within sensible limits
The page investors read first
Revenue, EBITDA, cash and funding on one page, with a short verdict in plain English. For Estride, it points out straight away that the money runs out before the seed round arrives.
- Base, downside, stress and what-if scenarios
- Switch between monthly and yearly views
- Milestones timeline: what's reached, what's next and what's overdue
A score, a verdict and what to fix
It scores four areas (the business idea, the financial model, the market, and whether the business can make money) and gives a verdict: invest, pilot, revise or walk away. Most problems can be fixed in one click.
- Every benchmark links to its source
- Each fix takes you to the field that needs changing
See what an investor will spot before they do
The same checks an investor runs when they review a model, run on yours first and shown as a to-do list. For Estride it picks up the cash running out before the seed round, growth that never slows, and margins that are too good for hardware.
- Most important problems first
- Import a spreadsheet and it checks the file too, cell by cell
Income statement, cash flow and balance sheet
Five years, month by month, worked out from your assumptions. You can see the formula behind every line, and the balance sheet balances every month.
- Free cash flow, tax, debt and working capital schedules
- Download to Excel with working formulas
Check every assumption
Every assumption Caiflo made for you is listed to confirm or change, and the count goes down as you work through it. You can see exactly what's still unchecked before you share.
- Products, pricing, channel margins and sales tax
- Market size research with citations
Test the idea before you build the model
Describe an idea and Caiflo looks into competitors, market size and risks online, then scores it on the same things investors look at.
- Change the idea and run the research again
- Turn a good idea into a draft model
Share the model without emailing a spreadsheet
Investors get a private link that only works for their confirmed email address. Sharing locks the model, so they see exactly what you sent. Unlock it to make changes: every change is tracked, and changed figures are highlighted for you and the investor.
- No attachments getting forwarded around
- Investors can comment on any line, chart or section
- Change history: what changed, who changed it and when
Answer questions right next to the numbers
Each investor question is attached to the number or section it's about. You reply right there, and both of you get notified.
- Private notes just for you
- Links that open straight to the comment
Go through a model before you meet the founder
A private link from the founder
The investor can see who shared the model, signs up with the email it was sent to, and the model appears in their deal room.
- We only store a scrambled version of each link
- Sign in with the wrong account and we tell you which email to use
A score and a list of red flags
There are 44 checks covering the maths, how optimistic the growth is, unit economics, staffing, debt and funding, working capital and tax, followed by a deeper analyst review. On Estride it spots growth that never slows down, margins too high for hardware, subscribers who never cancel, a sales team that stays at one person, and a seed round that arrives after the cash has gone.
- Each finding says why it matters
- Questions to ask the founder, ready to copy
Works with the founder's own spreadsheet
Upload the workbook the founder sent you. Caiflo reads it, rebuilds the numbers and runs the same X-ray. It also looks for spreadsheet slips, like numbers typed over formulas or saved as text, and tells you the sheet and cell.
- We delete the file as soon as it's been read
- Analyst-review findings are kept in their own section
Comment right on the model
Attach a question to any line, section or chart. The founder gets a notification and answers in the same place, so it doesn't turn into a long email chain.
- You only see your own conversations
- Unread replies show up in your deal room
All your deals in one place
Models shared with you and ones you've uploaded sit side by side, with their X-ray scores, how far along each deal is, and your private notes.
- Stages: new, reviewing, diligence, passed, invested
- Unread replies from founders are flagged
Build for every client, under your own brand
Every client company in one place
Shah & Co, an example accountancy, keeps each client company with its own models, contact and tax settings. Everyone in the team can work on every client.
- Build, quick-draft or import models per client
- Invite colleagues as members or admins
Models and logins for each client
All of a client's models, with their readiness and cash at a glance, and the people at the client who can log in.
- View or edit access for each client login
- Clients never see your other clients
Your client sees only their own models
Ann at Bramble Bakery signs in and sees her company's models, prepared by Shah & Co, under Shah & Co's brand.
- Open, download or (with edit access) change and share
- Nothing else in the team is visible
Readiness across every client and deal
One page for every client's latest model and every company in the team's deal room: readiness, problems to fix and cash.
- The team's shared deal room and X-ray
- Group many models by company
Founders send you their models
Your own page, with your logo, where founders upload their Excel model or send one of their Caiflo models. It lands in your deal room with its X-ray running.
- Turn it on, off or change its address
- Add your own welcome message
Your brand, not ours
Upload your logo and pick your colour. It replaces Caiflo's for your team, your clients and your intake page, with a small "Powered by Caiflo" line. Founders and investors can add their logo next to ours.
- Logos in PNG, JPEG or WebP
- Colours checked for readable buttons
